Thousand Oaks, CA & Simi Valley, CA Bankruptcy Attorney
- Personalized, private consultations
- Practicing bankruptcy law for over 18 years
- Specializing exclusively in bankruptcy law
- Representing people in the Conejo and San fernando Valley
- Affordable fees
- Free consultation
- Evening and weekend appointments available
Call 805.375.3297 or contact me for a immediate analysis of your current situation.
About our first meeting:
The goal at our initial consultation is to give you good information so you can make the best decision. I listen to your problems, assess the situation and offer solutions.
What's next:
If you are reading this page chances are you have some debt problems. Please do not make the mistake of borrowing from your 401(k), selling your assets or throwing away your hard earned money before contacting me. Remember, its about protecting yourself and getting a fresh start.
I offer free consultation, payment plans and very affordable fees. So call now to schedule your first appointment, it won't cost you anything but could save you thousands of dollars. I can stop the stop the creditor harassment, garnishments and lawsuits immediately.
Bankruptcy Legal Counsel Covers:
- Chapter 7 Bankruptcy - to help individuals struggling with credit card debt, home mortgage payments, car loan payments or more
- Chapter 13 Bankruptcy - to guide small business owners through unmanageable debt while they continue to work
Federal bankruptcy laws were enacted to provide good, honest and hard-working debtors with a fresh start. We live in a compassionate society that allows people who cannot pay their bills to eliminate their debt so they don't have to live life with the stress of unpaid bills, creditor harassment, and the prospect of getting wages garnished. If you are burdened with excessive debt and cannot move forward with your life, declaring bankruptcy may be the right option for you.
Types of Bankruptcy
The United States Bankruptcy Code is divided into Chapters. The chapters which almost always apply to consumer debtors are Chapter 7, known as "straight bankruptcy" or "liquidation bankruptcy", and Chapter 13, known as the "individual debt adjustment" chapter, which involves proposing an affordable plan to repay creditors, at least in part.
An important feature applicable to all types of bankruptcy filings is the automatic stay. Merely filing for bankruptcy protection automatically stays and brings to a grinding halt most lawsuits, repossessions, foreclosures, evictions, garnishments, attachments, utility shut-offs, and debt collection harassment. In most circumstances, creditors cannot take any further action against the debtor or the property without the permission from the Bankruptcy Court.
The laws have changed, but bankruptcy is still an option. Talk to me about your situation so that you know your rights. Bankruptcy is a daunting path that you shouldn't have to walk alone.
Contact me today 805.375.3297 or 818.222.7150 for your free consultation.